Monetary inflation, the rising cost of health care, longer life span, and other potential circumstances are only some of the obstacles you may come to face when you retire. Without being properly prepared when plans go awry your dream of a comfortable life later on may be greatly compromised. Even if you had … [Read more...]
Will Your IRA Go Unprotected During Bankruptcy?
Can’t pay your bills? Car repossessed! Checks returned marked ‘insufficient funds’! This is an all too common scenario for some anxious individuals who may be forced to file for bankruptcy largely as a result of living in current strained financial times. However, just because you filed for bankruptcy does not mean … [Read more...]
How will social security affect my Retirement?
Changes to social security have millions of Americans concerned about what this might mean to their retirement planning. Many are worried if it will even see them through their retirement experience. If you are middle-aged it is advantageous to know if and how it will affect you down the road. Social security can … [Read more...]
Retirement Planning: The Five Most Important Steps
Tax breaks, stock market behavior, the ever-fluctuating 401(k) & IRA rates; understanding these crucial sectors of your retirement plan can mean the difference between comfort and financial woes in your later years. Finding the best IRA rates is helpful to those who seek an early retirement age. Being prudent with … [Read more...]
Retirement Calculator – Your Monthly Savings Plan Contribution
A lump sum of $750,000 upon retirement is achievable. It might seem an impossible task but if a solid investment plan is put in place early enough, such a retirement figure (hopefully considerably more) is possible; however, an individual must begin saving as soon as they leave college and begin work – discipline is … [Read more...]
Retirement Planning Calculator – Monthly Savings Tips
Eighty six percent of citizens have little confidence in their retirement plans or indeed, no plan at all. Many have no idea how much they should be saving to ensure some degree of financial stability in their retirement. Retirement planning can be difficult – a ‘one size fits all’ approach will not work. Everyone … [Read more...]